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	<title>Top-Help.com &#187; Credit Cards</title>
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		<title>What Everyone Ought To Know About Chase Credit Cards</title>
		<link>http://www.top-help.com/credit-cards/what-everyone-ought-to-know-about-chase-credit-cards</link>
		<comments>http://www.top-help.com/credit-cards/what-everyone-ought-to-know-about-chase-credit-cards#comments</comments>
		<pubDate>Sat, 13 Sep 2008 07:31:21 +0000</pubDate>
		<dc:creator>Don Pedro</dc:creator>
				<category><![CDATA[Credit Cards]]></category>

		<guid isPermaLink="false">http://top-help.com/2008/09/what-everyone-ought-to-know-about-chase-credit-cards/</guid>
		<description><![CDATA[First and foremost, the less you know about credit cards, the lots more likely you're to fall into credit card debts; it's easy to protect yourself against this by being knowledgeable as regards credit cards.]]></description>
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		<title>Shopping for The Best Credit Card Deals</title>
		<link>http://www.top-help.com/credit-cards/shopping-for-the-best-credit-card-deals</link>
		<comments>http://www.top-help.com/credit-cards/shopping-for-the-best-credit-card-deals#comments</comments>
		<pubDate>Wed, 03 Sep 2008 07:40:56 +0000</pubDate>
		<dc:creator>Kris Calusa</dc:creator>
				<category><![CDATA[Credit Cards]]></category>

		<guid isPermaLink="false">http://top-help.com/2008/09/shopping-for-the-best-credit-card-deals/</guid>
		<description><![CDATA[You pay your bill off completely every month.  You pay the minimum due every month, and you let a manageable amount revolve on your credit card.  You pay the minimum due every month and your credit cards hover near their maximums.  These are all payment profiles, one of which probably fits most credit card users, and there are a number of different credit cards that are tailored to offer the best value for any one of these scenarios.  Match the right card with your spending and payment habits and you maximize your savings.  Fail to do so and you might spend hundreds or even thousands of dollars needlessly.]]></description>
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		<title>Emergency Fund &#8211; How to Build One For a Rainy Day</title>
		<link>http://www.top-help.com/credit-cards/emergency-fund-how-to-build-one-for-a-rainy-day</link>
		<comments>http://www.top-help.com/credit-cards/emergency-fund-how-to-build-one-for-a-rainy-day#comments</comments>
		<pubDate>Thu, 28 Aug 2008 07:14:30 +0000</pubDate>
		<dc:creator>Gary Antosh</dc:creator>
				<category><![CDATA[Credit Cards]]></category>

		<guid isPermaLink="false">http://top-help.com/2008/08/emergency-fund-how-to-build-one-for-a-rainy-day/</guid>
		<description><![CDATA[An emergency fund is more like a savings account. Emergency funds give you additional buying power when your income is low, or when you have run out of money. For example, if you have a home, and your furnace breaks down you need money to fix the furnace, this is a good example of when an emergency fund would come in handy. It is difficult to wait until next payday to fix the furnace when it is cold outside and the children are shivering.]]></description>
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		<title>Credit Cards</title>
		<link>http://www.top-help.com/credit-cards/credit-cards</link>
		<comments>http://www.top-help.com/credit-cards/credit-cards#comments</comments>
		<pubDate>Sat, 19 Jul 2008 00:47:52 +0000</pubDate>
		<dc:creator>Steven J. Talrechi</dc:creator>
				<category><![CDATA[Credit Cards]]></category>

		<guid isPermaLink="false">http://top-help.com/2008/07/credit-cards/</guid>
		<description><![CDATA[When you are just starting to use credit cards in your life, or even if you have been using them for some time, it is important that you take some time to shop around before you decide which ones are going to be the best for you. There are several great reasons that continuously shopping around for the best credit cards is a great way to find an excellent deal.]]></description>
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		<title>5 Tips On Choosing Credit Cards</title>
		<link>http://www.top-help.com/credit-cards/5-tips-on-choosing-credit-cards</link>
		<comments>http://www.top-help.com/credit-cards/5-tips-on-choosing-credit-cards#comments</comments>
		<pubDate>Thu, 17 Jul 2008 08:03:19 +0000</pubDate>
		<dc:creator>Steven J. Talrechi</dc:creator>
				<category><![CDATA[Credit Cards]]></category>

		<guid isPermaLink="false">http://top-help.com/2008/07/5-tips-on-choosing-credit-cards/</guid>
		<description><![CDATA[Ever since credit cards were invented, the types and brands of credit cards available have continued to grow. When deciding upon which credit card is best for you, there are many things that you need to consider. This, at times, can become somewhat overwhelming. To help you through the process of picking a credit card, here are a few quick tips to think about:]]></description>
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		<title>30 Common Sense Tips To Reduce Expenses</title>
		<link>http://www.top-help.com/credit-cards/30-common-sense-tips-to-reduce-expenses</link>
		<comments>http://www.top-help.com/credit-cards/30-common-sense-tips-to-reduce-expenses#comments</comments>
		<pubDate>Thu, 17 Jul 2008 05:25:01 +0000</pubDate>
		<dc:creator>Judy Turner</dc:creator>
				<category><![CDATA[Credit Cards]]></category>

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		<description><![CDATA[The times are oh-so-bad and recession or depression or a slowdown (whatever you may call it) is upon us. Well, this world is all about survival of the money savers and so, save we must - here are 30 practical ways of cutting expenses and saving big:]]></description>
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		<title>Credit Rating Scores and How They Affect Credit Card Applications</title>
		<link>http://www.top-help.com/credit-cards/credit-rating-scores-and-how-they-affect-credit-card-applications</link>
		<comments>http://www.top-help.com/credit-cards/credit-rating-scores-and-how-they-affect-credit-card-applications#comments</comments>
		<pubDate>Thu, 17 Jul 2008 04:21:33 +0000</pubDate>
		<dc:creator>Candace Wrighting</dc:creator>
				<category><![CDATA[Credit Cards]]></category>

		<guid isPermaLink="false">http://top-help.com/2008/07/credit-rating-scores-and-how-they-affect-credit-card-applications/</guid>
		<description><![CDATA[Is your mailbox always stuffed with bunches of credit card offers? This happens to pretty much everyone.  It's gotten easy for most people to apply for a new card, because there are so many companies that are eager to benefit from your spending.]]></description>
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		<title>Get the Facts About Credit Card Debt Consolidation</title>
		<link>http://www.top-help.com/credit-cards/get-the-facts-about-credit-card-debt-consolidation</link>
		<comments>http://www.top-help.com/credit-cards/get-the-facts-about-credit-card-debt-consolidation#comments</comments>
		<pubDate>Wed, 16 Jul 2008 11:47:44 +0000</pubDate>
		<dc:creator>John Brennan</dc:creator>
				<category><![CDATA[Credit Cards]]></category>

		<guid isPermaLink="false">http://top-help.com/2008/07/get-the-facts-about-credit-card-debt-consolidation/</guid>
		<description><![CDATA[It is more than likely that you are familiar with the negative aspects of credit cards debt. This type of debt is an example of unsecured consumer debt. Plastic cards are the most common means by which people enter into credit cards debt, and the situation can quickly lead to an overall state of bad credit and a need to take out loans for debt.]]></description>
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		<title>Overspending is Too Common</title>
		<link>http://www.top-help.com/credit-cards/overspending-is-too-common</link>
		<comments>http://www.top-help.com/credit-cards/overspending-is-too-common#comments</comments>
		<pubDate>Sat, 12 Jul 2008 17:36:56 +0000</pubDate>
		<dc:creator>William Blake</dc:creator>
				<category><![CDATA[Credit Cards]]></category>

		<guid isPermaLink="false">http://top-help.com/2008/07/overspending-is-too-common/</guid>
		<description><![CDATA[Have you ever written a check for something that you knew you didn't have the money for?  People do that more than you think.  They play the game of "robbing Peter to pay Paul".  This is a common practice that can lead to debt and bad money management.]]></description>
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